Saville writes more utility districts that any other broker with the resources to place the smallest to the largest utility.  We have specialty water and sewer programs that provide lead pollution, failure to supply, backup generator coverage and sewer backup exposures.  Our electric and natural gas programs address explosion, electric and natural gas substations and natural disaster events.

• Water Utility
• Sewer Utility
• Natural Gas Utility
• Electric Utility
• Internet and Telecom Utility

Saville provides all lines of coverage for public utilities with multiple carriers that can write individual lines or the total package.  Our programs include the following lines:

• Utility Property Insurance
• Utility General Liability Insurance
• Utility Automobile Liability and Physical Damage
• Public Official Liability
• Employment Practices Liability
• Utility Workers Compensation

Saville will find the carrier that matches the exposures, identify the keys to success and design a successful proposal for your presentation.  We know the competitor’s strengths and deficiencies to protect your renewals and help you write new business.

Saville can write all lines or help you keep the package with your own markets and fill in the gaps with collateral lines.  If you want to keep the coverage with your own carrier, we can address all the other markets with our proprietary application, which they all accept

Submission Requirements:

Saville takes the time and risk out of your public entity submissions by completing the applications for you.  We do not use Acord applications but convert the schedules into excel format using the expiring policy or proposal schedule.   We can develop the applications using the following information:

• Copy of the expiring term proposal or policy dec pages
• Property, Auto and equipment schedules in a table format if available
• Line item budget if there is no budget on the website
• Utilities are rated based on the number of users, payroll and miles of sewer
• Five years of loss runs